O’Fallon Family Eyecare accepts many insurances. Some of the more common insurances we accept include Vision Service Plan (VSP), EyeMed, Vision Benefits of America (VBA), Anthem BC/BS, United Healthcare, Aetna and Cigna.
Vision Plans vs. Medical Insurance
Insurance coverage for eye exams varies. Some plans only cover routine, well eye exams. Other plans will not pay for your exam unless you have a medical eye condition or disease. Some plans require a referral from your primary care physician. Be sure to check your policy(s) to determine your coverage prior to your appointment.
Vision Exams – These are routine or “well vision” exams for people who have no eye disease or symptoms of disease. Your eyes will be examined for any needed correction (glasses or contact lenses) and screened for any potential eye disease. If your eye doctor finds anything abnormal during your vision exam, further testing of a medical nature may be needed at another visit. In that case, your medical insurance would be billed.
Medical Exams – This is medically necessary examination for the diagnosis and treatment of conditions or diseases of the eye. This exam evaluates the reasons for they symptoms and assesses any treatment needed. Examples of conditions evaluated through medical eye exams include cataracts, glaucoma, pink eye (conjunctivitis), dry eyes and diabetic retinopathy.